Analysis and Asset Allocation

Building a successful portfolio begins with defining your investment objectives and risk tolerance. As part of the planning process, we will continue to question you through several meetings to clearly define your investment philosophy and outlook. Prior to any recommendations, we require an understanding of your time horizons, tax considerations, objectives, attitudes toward risk, and cash flow needs.

Strategic asset allocation can be the major determinant of how well your portfolio will fare over the long-term (e.g., 10+ years). In other words, the decision of what percentage of your assets is invested in stocks, bonds, and various asset classes has far more impact on overall performance over time than the decision of which individual investment to buy.

Unlike market timing, strategic asset allocation adheres to a fully invested discipline with consistent exposure to selected asset classes and slight periodic shifts in response to or anticipation of changing economic conditions. Once an asset allocation has been recommended and reviewed, implementation towards a suitable portfolio begins. By implementing an appropriate asset allocation framework and selecting investment positions with consistently superior risk-adjusted performance, a portfolio’s performance can often be enhanced.